Planning
any kind of funeral arrangement involves many choices and decisions. By
making these in advance, you can protect your loved ones from future uncertainty
and help them avoid the stress of facing unfamiliar choices at an emotionally
difficult time. There are several important things to consider when preplanning
a funeral, many of which are presented here in this section. You will
find information about: how McMullen Funeral Home can help you with preplanning,
the value of having a funeral, survivor benefits and vital information
your family will need to provide, and prefunding options that are available.
Role of the Funeral Director
When preplanning a funeral, you and your family will want to make some
decisions regarding the funeral establishment that will handle the final
arrangements. Once this decision has been made, you can call on McMullen
Funeral Home to help guide you and your loved ones through the process.
McMullen Funeral Home will explain the options available to you and your
family and help coordinate all of the details. No matter what the size,
they encourage special requests for planning a more personal and meaningful
ceremony. In addition, they will provide the information you need to make
informed choices about burial and cremation, as well as casket and urn
choices. Also, they will discuss benefits that your family may be entitled
to, as well as the qualifications for these benefits. Furthermore, they
will assist you in making cemetery plot1 monument or bronze memorial selections.
If you choose, McMullen Funeral Home will also discuss and arrange for
you to set aside funds for these future services - either in part or in
full.
Although McMullen Funeral Home will help you plan ahead, remember the
decisions are still yours. Our directors can answer questions, make suggestions
and implement your desires, but all decisions rest with you and your family.
The Value of the Funeral
It is important to recognize that funerals are for the living ... for
those who have suffered the trauma of losing a loved one. It is through
the funeral process that a number of emotional needs are met. The funeral
declares that a death has occurred, commemorates the life that has been
lived, and offers family and friends that opportunity to pay tribute to
their loved one.
Throughout the ages, people have relied on the comforting rituals and
ceremonies of funerals to move them through their grief. Consumer research
and grief experts suggest meaningful ceremonies provide closure. But most
importantly, the funeral is a vital part of the process that allows the
bereaved to adjust to an abruptly altered life. McMullen Funeral Home
can suggest a variety of ceremonies that will help you and your family
begin the essential grieving process.
Survivor Benefits
Unfortunately, many families do not receive the benefits to which they
are entitled. All too often, the survivors are unaware of the claims and
benefits that apply in their situations.
Social Security
When the deceased has paid into Social Security, his dependents and survivors
may be eligible for certain benefits such as Death Payment, Survivor’s
Benefits and Medicare Benefits. These benefits are not automatic and must
be applied for.
Veterans’ Benefits
Honorably discharged veterans and their families may be entitled to a
number of special benefits upon death. These may include a plot allowance,
burial allowance, headstone, death pension, and burial flag. Since there
are many different benefits and qualifications for each, it’s best
to discuss your situation with McMullen Funeral Home.
Pre-funding
Though there are no obligations, many people decide to set funds aside
when preplanning a funeral. Pre-funding is another way to lessen the future
burden on family members. It not only avoids later expenses at a time
when family finances are often unstable, but it also allows an individual
to arrange a service at today’s prices.
Funds can be set aside either in part or in full - whatever payment plan
best suits your family’s needs. We encourage you to consult with
McMullen Funeral Home regarding any questions you have or to discuss the
various options available to you.
Record of Vital Information
After a loved one has passed away, a friend or family member immediately
will be required to provide the funeral director with personal information
about the deceased. Often referred to as “vital statistics,”
this includes biographical, financial and funeral arrangements information.
It is valuable for obituary notices, death certificates, veterans’
benefits and helps the funeral director plan a more personalized funeral.
Consider making prearrangements or establishing pre-funding as a way of
planning in advance to answer questions specifically about your funeral
needs. Putting your family first with McMullen Funeral Home services can
ease your mind.